Your Annual Benefits Ritual
Your repeatable raid on the corporate benefits vault — no last-day panic.
Disclaimer
Open enrollment dates are employer-specific. Adjust the calendar to your plan year.
Your deliverables
This is the capstone — your year-round system + master packet.
30-Day Open Enrollment Calendar — fill online or PDF Annual Benefits Playbook snapshot — fill online or full PDFOpen enrollment is your once-a-year raid on the benefits vault. The Annual Benefits Playbook ties your elections, life-event prep, and year-round calendar together.
The 3F Filter (quick reference)
- Free money? — Match, HSA seed, unused stipends
- Flexible for my life? — Network, cash flow, family needs
- Future me thanks me? — Retirement, HSA savings, skills
15-minute annual audit
- Beneficiaries up to date?
- Capturing full employer match you're eligible for?
- Verified IRS HSA, FSA, and 401(k) contribution limits for this year? (Pub 969 · 401(k) limits)
- Expiring FSA/stipend dollars spent?
- PTO scheduled / balance understood?
- Current SPD/SBC PDFs saved?